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Loan Rates

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The First National Bank of Suffield is committed to helping our neighbors prosper in the communities we serve. We can meet your borrowing needs with a loan product tailored to your specific circumstances, whether it’s a personal loan or business loan.

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For information on our products, contact a Customer Service Representative.

Loan Rates

EFFECTIVE DATE: 07/11/2018 Rates subject to change.

Mortgages

Term
Points Rate Annual Percentage Rate Caps

 10 Year Fixed

 0

4.125%

4.287%

 
15 Year Fixed
0
4.125%
4.238%


2
3.625%
4.029%

20 Year Fixed
0
4.500%
4.593%
 

 2 
4.000%
4.322%
 
30 Year Fixed
0
4.625%
4.694%


2
4.250%
4.487%

*3/1 ARM
0
3.250%
4.292%
2/6

1 Year T-Bill 2.34

2
3.000%
4.675%
2/6
*7/1 ARM
 
0
3.375%
4.545%
2/6

2
3.125%
4.622%
2/6
*10/1 ARM
 
0
4.125%
4.037%
2/5

2
3.875%
4.094%
2/5

* An increase of the interest rate will result in a higher monthly interest payment.

Home Equity Loans

Term

 Rate

Annual Percentage Rate

3 years 1.750%  1.930% Fixed
5 years 2.990%  3.5120% Fixed
7 years 3.490%  3.8706% Fixed
10 years 3.990%  4.2658% Fixed
15 years 4.490%  4.6838% Fixed

Home Equity Lines of Credit

Home Equity Line of Credit is a variable rate product based on the Wall Street Journal Prime rate, with a minimum rate of 2%.

Consumer Loans

Loan Type Term Annual Percentage Rate
New Car Loans
12-36 Months (100% LTV)
2.99%
New Car Loans
48-60 Months (100% LTV)
3.25%
Used Car Loans
12-36 Months (100% LTV)
3.75%
Collateral Loans

2% above the rate earned on the deposit